Homeownership Preparation

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Homeownership is a big step! Habitat for Humanity – DeKalb’s goal is to help you become, not just a homeowner, but a successful homeowner. Your family will need to take a close look at the qualifications on the Own a Home page and realistically determine your readiness for application. We recommend reviewing your credit report as a first step. This allows you time to investigate issues that may need addressing prior to initial application or re-application. There are tools below that can help you prepare.

Applicant Tools

The familyOperation HopeThis non-profit organization shows you how credit, financial fitness, and owning a home are all connected. A provider of financial literacy empowerment for youth, financial capability for communities, and home buyer workshops; ultimately, financial dignity for all.
Clearpoint (credit counseling service) This non-profit organization offers many free credit counseling programs to help you with potential credit problems and to help you get prepared for homeownership.
Credit Report – Free ReportGo to the website for your free yearly credit report from 3 different agencies or you may call 1-877-322-8228 and request your reports by mail.

Receiving the keys to your first home is the end of a long road paved with much planning and hard work. We wish you the best in your endeavor! If you have further questions please email Jasmine Moore, Office Manager.